Social Security Office in Traverse City (49684) (2023)

On this page, you will find all of the relevant contact details for the Traverse City Social Security office located at 1329 S Division St, Traverse City, Michigan, 49684.

You can use the contact information below to ask questions about your Social Security benefits or to schedule an appointment to visit the office. You can visit the SSA Field Office to get help with many federal programs like SSI, Medicare, disability benefits and retirement benefits.

Traverse City Office Address

  • 1329 S DIVISION ST
  • 49684

Traverse City Office Phone Numbers

  • Social Security Office in Traverse City (49684) (1) Local Number: 1-866-739-4802
  • Social Security Office in Traverse City (49684) (2) National Toll-Free: 1-800-772-1213
  • Social Security Office in Traverse City (49684) (3) TTY: 1-231-929-4143

Traverse City Office Hours

  • Monday
  • Tuesday
  • Wednesday
  • Thursday
  • Friday
  • Saturday
  • Sunday
  • 09:00 AM - 16:00 PM
  • 09:00 AM - 16:00 PM
  • 09:00 AM - 12:00 PM
  • 09:00 AM - 16:00 PM
  • 09:00 AM - 16:00 PM

Traverse City Office Directions

The Office Is South Of The Corner Of 14th And Division, On The East Side Of The Road.

Traverse City Social Security Office Map

You can use the map above to navigate to the Social Security office in Traverse City, Michigan. To get directions, enter a zip code or a street address into the Start field and click Enter.

Click your start location from the dropdown list and you'll be given step-by-step directions to the Traverse City Social Security Office.

Social Security Services in Traverse City, Michigan

All adult Americans will at some point in their lives come into contact with the Social Security Agency (SSA) for one reason or another. It may be as simple as dealing with your social security number to claim benefits based on retirement or some disability that may hinder your ability to work. Either way, you may need to visit your local office in Traverse City to get help.

In this post we will look at the services offered by the Social Security Agency (SSA) in Traverse City, Michigan and some of the requirements to obtain those services. It is always wise to know the rules at your local SSA offices to make sure you have a quick and trouble free visit.

Some of the services that will be available to you in the Traverse City Social Security Office are listed below.

New or Replacement Social Security Cards

Every U.S. citizen or resident alien requires a social security card which comes with its own unique identity number. This number is used to withhold social security taxes from any earned monies of an individual which are then held as insurance for future events.

You can request a new or replacement social security card at any time by visiting the Traverse City office.

Request Changes to Your Social Security Card

You can also visit the office in Traverse City, Michigan if you need to change the name attached to your social security card.

This may be because you married or legally changed your name for some other reason. This would not change your number but would be required if you were to be using this new name in all other legal aspects of your life.

Review Your Social Security Statement

Many people may not be aware that they can access their personal social security statement at the Traverse City office to review their earnings history. This can be helpful to assist with taxes and to detect any fraudulent use of your social security number.

Get an Estimate of Your Retirement Benefits

It may be helpful to know based on your social security account how much it is projected you will be entitled to upon your retirement in Traverse City, Michigan. This is dependent on how much you have paid in and when you are planning to retire.

Get a Copy of Your Proof of Benefits

You can also visit a field office to obtain a copy of your proof of benefits. This may be needed as proof of income for renting a home in Traverse City or obtaining a personal loan from a bank.

Applying for Retirement Benefits

The SSA Field Office in Traverse City, Michigan can help you to apply for your retirement benefits. As of July 2022 the earliest you can apply for retirement benefits is 61 years and 9 months. Your first social security check if you qualified would then be issued 4 months later the month after your 62nd birthday.

Applying for SSI or SSDI Benefits

Supplemental Security Insurance (SSI) is a benefit offered to those who due to age or disability are limited in their ability to earn. This may be a personal disability or that of an individual that you have to take care of. It is a supplemental income based on what you already make to help bridge the gap in your household needs.

Social Security Disability Insurance is for individuals who based on their disability are unable to earn money. This is based on former social security payments made prior to the disability. It may be permanent or temporary depending on the situation.

Applying for Social Security Spousal or Survivor Benefits

Seniors whose spouses pass are eligible to receive the benefits of their deceased spouse in addition to their own.

Applying for Medicare

As part of retirement the Medicare program supplies retirees with health coverage which can be applied for via the social security system. You can visit a field office to do this and can also apply for replacement Medicare cards as well should they become lost or damaged.

Set up Direct Deposits for Social Security Benefits

Direct deposit in today's digital world is far more convenient than the old system of checks. The social security field office can help you set up direct deposit of your benefits straight to the bank account of your choosing.

What Can You Do Online?

As mentioned, in person social security offices at the Traverse City branch can be very busy and often stressful places. As such with the world becoming more digital there is an increasing amount that can be done online.

Choosing to do certain things related to social security online can be quicker and far less stressful. There are still many things you have to do in person but there are some simpler tasks that can be done online. Some things may start online but require you to mail in documents to complete the process.

Online you can:

  • Review your account
  • Apply for benefits
  • Make changes to your account
  • Request replacement cards
  • Get benefit estimates
  • Print proof of benefits
  • Check status of any applications pending
  • Set up or change direct deposit information
  • Change Address details

Frequently Asked Questions for the Traverse City Social Security Office

What Should You Do if Your Social Security Number Is Lost or Stolen?

Your social security number (SSN) is unique to you and can be used to file taxes, obtain loans/credit cards and legally work. There is a thriving criminal business in social security fraud so protecting your unique SSN is important.

If your card is lost or stolen it is important to act immediately to protect yourself from potential fraud. Request a replacement card and place a fraud alert on your social security number. It is also wise to monitor your credit report to get an early warning of activity that is not initiated by yourself.

Obtain a unique tax filing code with the IRS so that only you can file your taxes. If someone else has your social security number they can fraudulently file as you and receive the refund that you are entitled to.

It is also important that you are careful who you give your social security number to. It is only required for certain things and you should not give it out over the phone to unknown sources.

Why Should I Make an Appointment?

If you have ever driven past a Social Security Office before it opens in the mornings you probably already know the answer to this question. The lines waiting outside can often circle the entire building and then some.

When you make an appointment you are often able to join a much shorter secondary line and will be waiting a much shorter time to be seen. Those without appointments are at the mercy of the crowds and could be spending hours to complete their business with the SSA.

If you can do what you need to online it is wise to do so rather than visiting an actual office. In the event that you must attend in person make sure you have all the documents required for your purpose. If you are missing something vital you will have to get that document and come back another time.

Along with the Secretary of State and DMV, the Social Security office is likely one of the most frustrating and time consuming aspects of our lives. People seldom look forward to going to the SSA office so be smart about it.


The Social Security Agency office in Traverse City, Michigan at 1329 S Division St offer a wide range of services to help you understand your present and future benefits through this government agency. Throughout our working life we pay into the social security system to build up this insurance for our future.

Reference SSA Locator

If you use any of the forms, definitions, or data shown on SSA Locator, please make sure to link or reference us using the tool below. Thanks!

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Do I need an appointment at my local Social Security office? ›

We can schedule most interviews either by telephone at a local Social Security office. If you do not want to wait for a scheduled appointment, you may visit any Social Security office and we will serve you as quickly as possible.

Can you make an appointment at your local Social Security office? ›

our website, call our National 800 Number (1-800-772-1213) or your local Social Security office for help. We will schedule an appointment for you, if necessary, to serve you by phone or in person.

How to make an appointment at my nearest Social Security office? ›

You can schedule, reschedule, or cancel an appointment by calling us at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday between 8:00 a.m. – 7:00 p.m. local time, or contacting your local Social Security office.

What is the least busy time at Social Security office? ›

Wait times tend to be shorter before 10 a.m., after 4 p.m., later in the week or later in the month, Social Security said earlier this year.

How do I get the $16728 Social Security bonus? ›

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

How long does it take for Social Security to answer the phone? ›

Avoid Calling Social Security During Busy Times

The amount of time you will wait on the phone to speak to a live representative can vary based on when you call and what issue you're seeking to resolve. In 2022, the average wait time was just over 32 minutes, according to data from the Social Security Administration.

What is the best day to call Social Security office? ›

If you cannot handle your business through our automated services, you can speak to a Social Security representative between 8 a.m. and 7:00 p.m. Monday through Friday. Generally, you'll have a shorter wait time if you call during the week after Tuesday.

How long does it take to get a replacement Social Security card? ›

How long does it take to get a replacement social security card? Once you have supplied all the necessary documents and your application is processed, the SSA says it takes about 10-14 days to get your new card. Keep in mind that there are also limitations to how many replacement cards you can apply for.

What is the Social Security 5 year rule? ›

What is The Five-Year Rule For Social Security? The Five-Year Rule is critical when considering your Social Security retirement benefits. Under this regulation, you must have at least five years of covered earnings to fully qualify for your retirement benefits.

Can I contact Social Security by phone? ›

How do I apply for Social Security for the first time? ›

You can apply:
  1. Online; or.
  2. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office. Call ahead to make an appointment.
  3. If you do not live in the U.S. or one of its territories, you can also contact your nearest U.S.

How do I get a Social Security card? ›

To apply for an original card, you must provide at least two documents to prove age, identity, and U.S. citizenship or current lawful, work-authorized immigration status. If you are not a U.S. citizen and do not have DHS work authorization, you must prove that you have a valid non-work reason for requesting a card.

What is the most a person can get from Social Security a month? ›

The maximum Social Security benefit in 2023 is $3,627 at full retirement age. It's $4,555 per month if retiring at age 70 and $2,572 if retiring at age 62. A person's benefit amount depends on earnings, full retirement age and when they take benefits.

Do most people get denied for Social Security the first time? ›

No, the Social Security Administration (SSA) does not deny everyone the first time they apply. However, it does initially deny nearly two-thirds of all Social Security disability applications.

How do you survive waiting for Social Security? ›

Here Are The Options To Consider
  1. Apply for TANF. While waiting for disability checks to arrive, applying for Temporary Assistance for Needy Families (TANF) is an excellent way to generate cash. ...
  2. The Supplemental Nutrition Assistance Program (SNAP) ...
  3. Other Sources. ...
  4. Charities. ...
  5. Health Insurance.

Can I call Social Security to ask a question? ›

You may also contact us by email at For general Social Security inquiries, call us toll-free at 1-800-772-1213 or 1-800-325-0778 (TTY) between 7 a.m. and 7 p.m., Monday through Friday. We can answer most questions over the phone.

How much Social Security will I get if I make $25000 a year? ›

What is the Social Security payment for a salary over 25,000 dollars? For people who are earning 25,000 dollars across the year rather than the previously mentioned amount, 1,880 dollars of the benefits would have to be withheld, so the monthly benefit amount is 1,886 dollars.

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